My name is Brock Showalter, and own Showalter Law Group, PA. I and my affiliated attorneys have recovered our clients millions of dollars. One of the biggest concerns that I have is that insurance claims adjustors prevent millions of people from getting the help that they need because they convince people that they do not need help. It costs absolutely nothing to see a personal injury attorney, and in almost all cases you will get four to five times more money with a personal injury attorney than you would by trying to handle the claim yourself.
In this series of articles, we are going to give you the insider secrets about auto accidents. We are going to cover auto accidents from the time a person is in one to the settlement for injuries. We will explain what to do if you are in an auto accident, why you should not talk to the insurance claims adjustors, and how to get the most money for your injuries.
The first topic that we are going to discuss is what to do immediately after an auto accident.
Most of us have at least been involved in some type of fender bender auto accident at some point in our lives. Most of us really didn’t know what to do in that instance. We were probably very confused and panicked when it first happened.
People get very panicked right after an auto accident and often don’t know what to do. That makes people do things out of panic that unknowingly really hurt them and their chances to be made whole. We are now going to solve that problem for everyone reading these articles.
For illustration purposes, we are going to write these articles following a character who has just been in an accident. His name will be Jake Clemons. Jake lives in a major metropolitan area and is on his way to work one morning. The day starts out as routine as possible until…….he is an auto accident. For right now, we will not go into too much detail about how many injuries that there were or how much damage that there was to the car. Later articles will go into much more detail about all of that.
Jake was driving through an intersection that should have been a 4 way stop, and he did not have a stop sign. However, there were stop signs for the drivers to the right and left of him. He goes through the intersection and is hit by the other driver (whose name is Tim Hardin). The police are immediately called out to the scene of the accident. Remember that at this point we really don’t know the extent of injuries to anyone. The police get statements from everyone involved. Jake tells the police that he “didn’t think” that there were any cars coming through the intersection when he went through. Tim tells the police that he just didn’t see the stop sign and assumed that it was 4 way stop.
Now, what did everyone do wrong in this scenario? If you are in an auto accident, whether minor or major, the most important thing to remember is don’t make any statements about liability. This means that you don’t tell the people in the other car anything such as “I didn’t see that stop light” or any other statement of that nature. Although our character is Jake, I want to take a minute to go over what Tim should have done as well. He never should have told the officer “I didn’t see the stop sign.” While he of course is the at fault party in this accident, if he had not made that statement to the officer, he is now almost guaranteed to be found liable in the accident based upon his statement.
Of course, always call the police to the scene in any auto accident. This is one thing that Jake and Tim did right. Failure to do so can result in criminal charges, sometimes felony charges if one party leaves the scene of the accident and there are injuries. Give them your contact and insurance information. Never make any admission of liability to the police either, including any type of statement that we just discussed.
After the police have come to the scene of the accident and made the report, ALWAYS get a medical checkup immediately. Even if you think the accident was very low impact and you don’t have any injuries, you still want to get checked out. You don’t feel many injuries immediately after an accident, and it is important to let a medical professional evaluate you. These medical professionals include doctors, physical therapists and chiropractors. We will go into much more detail about this in later articles.
In this article, we have discussed what to do immediately after an auto accident. In the next one, we will explain why you should never talk to claims adjusters after an accident.
If you have any questions at all regarding personal injury cases, contact us any time at (479) 521-1110, and I will personally contact you to discuss your claim! We look forward to hearing from you!